Being Smart with Your Stock Options

By David Gardner, CFP - Yellowstone Financial Employee stock options first came into the public eye in late 90s.  Newly minted B-school graduates would compare compensation packages.  They wouldn’t focus much on salary and bonuses, but more on “the options.”  After all, to get wealthy through a paycheck takes decades of spending less than you earn.  But with options this could be achieved in a year or two of frenzied work leading to an IPO – an initial public stock offering....

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Managing Risks for Your Company Stock Options

IMAGE: Aleksandar Mijatovic / 123rf.com By John Lau, CPA, CFP A heavy concentration in your company stock can be a double edged sword. If it keeps with its upward trend, you may feel like you are having a windfall of a portfolio; but say a worthy competitor enters the scene, or a new government regulation is enacted with an adverse effect on your company, your stock portfolio may immediately go into a nosedive. Your equity portfolio will respond to positive...

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Advisor Guidance Programs Improve Stock Plan Perceptions

IMAGE: Andriy Popov / 123rf.com Overview: This article summarizes recent equity compensation participant surveys / research and describes how financial advisor guidance programs can significantly decrease stock plan perception and education gaps.  Advisor based programs enable companies to maximize their investments in equity compensation by assisting plan participants to fully understand, appreciate and get the most out of their company stock and option grants.  This article also provides advisory firms with a process for engaging executives, establishing relationships and providing structured 1-on-1 assistance. Research and Surveys:...

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