Assisting High Net Worth Clients Efficiently

In his article entitled "Delivering Prestige Efficiently" Kirk Loury, President of Wealth Planning Consulting Inc. describes the three core services a firm must be able to deliver if they want to efficiently serve HNW clients: Planning Quality, Investment Returns, and Responsive Communication. "Fail to perform any of these services, and you risk the loss of a client, regardless of any enticing non-investment services you may provide." In his article, Kirk explains how to engineer prestige into these core services in a manner that will set...

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StockOpter Helps Explain Equity Compensation

In a review in the Investment News Tech Directory, equity compensation expert John Barringer states..... The most difficult idea to get employees of public companies who receive equity compensation to understand is the concept of time value.  StockOpter's "Insight Ratio" simplifies this and turns it into a disciplined decision-making criteria. Two essential functions make StockOpter.com the ideal tool for advising corporate executives: The "Monitor" feature adds needed structure to what would otherwise be a risky, market timing approach to diversifying concentrated company stock...

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9 Things to Consider Regarding Your Equity Compensation

IMAGE Alicephoto / 123rf.com By Bill Dillhoefer In real estate, it’s “location, location, location.” In equity compensation, the word is “diversify, diversify, diversify.” The number one reason people don’t diversify is that they believe their company’s stock will continue to rise. This assumption is shaky to say the least. Volatility is a certainty. What if you need to sell while the stock is (temporarily) down? What if the stock drops and doesn’t come back? Diversification helps reduce risk. Doing nothing...

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Dividing Stock Compensation in Divorce

IMAGE: Kelly Sikkema / Unsplash By Jennifer Namazi, Editorial Director, NASPP Divorce is almost never pretty, and sometimes the more there is at stake, the more complicated the process becomes. In today’s blog I’ll explore how a couple of states are taking a more definitive stance on how stock compensation is handled in divorce proceedings. In Illinois (an equitable distribution state for purposes of dividing marital assets in a divorce), recent changes to their divorce laws included that stock options...

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Advisor Technology Recommendations

January 2016: Experts, gurus, and planners share their favorite software, apps and tech tips. Technology moves fast. It can be hard to keep up. Planners are looking for advice on the best software and apps to make their practices more efficient and to enhance the client experience. To fill this need, we reached out to technology gurus, heads of leading fintech firms, and tech-savvy planners. We asked, and they answered. To share your favorite software, app, and tech tips, visit...

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How to Negotiate Your Employee Stock Option Package

by Tom Taulli For tech employees, this highlights the importance of stock option packages, which are often the biggest part of a person’s compensation. Yet the fact is that many people really do not spend much time with negotiation — and yes, this could mean missing out on even more gains. Then again, this situation should not be a surprise. Let’s face it, stock option packages include jargon-filled contracts — as well as complicated option plan documents. So to get...

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Sample StockOpter Equity Compensation Analysis Reports

StockOpter reports provide stock plan recipients with the information they need to know to make timely and informed decisions regarding their equity compensation grants. These "template based" documents are highly customizable and contain information that is NOT provided via stock plan administation platforms. StockOpter reports includes concepts such as: time value, leverage, forfeit value, concentration, goal attainment, after tax value and a metric that helps determine when to exercise ones options (Insight Ratio). Here are samples of the most common...

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