StockOpter Report Presentation Guide

This document provides guidance on reviewing the standard Personal Equity Compensation Profile (PECP) report created by StockOpter.com® using the template provided in the system (see Appendix A for the sample reported used in this guide). The standard PECP report contains all the major tables and chart produced by StockOpter.com. It serves as a framework for reviewing an individual’s stock and options holdings. This guide suggests key points and concepts to focus on for each table or chart in the PECP....

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Dividend Assumption Impact on Employee Stock Option Time Value and the Insight Ratio

By: Bill Summers, CPA, CFP®, MST Introduction: When using StockOpter.com the question often arises as to whether the dividend yield should be used to calculate the Black-Scholes and time value. This question is often asked with regard to the Insight Ratio® (time value divided by Black-Scholes value). This paper explores the ramifications of using the dividend yield for purposes of calculating the Insight Ratio®. We also present an analysis of the sensitivity of including the dividend yield under several scenarios....

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8 Ways Financial Advisors Can Boost Client Referrals

1. Think of it as an introduction -- not a sales pitch.  Focus on building a relationship with the prospective client first. 2. Be conscious of timing.  If you’re doing your job and meeting your client’s needs, don’t hesitate to mention that you would like to expand your client base.  The uncertainty in today’s market makes this the perfect time to ask clients if there’s anyone else you can help. 3. Set a target.  It's important to set a monthly referral target to motivate yourself...

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Answers to 7 Common Questions Regarding Employee Stock Options

Jim Wulforst provides some answers to 7 common questions from employees receiving stock options. What are the most common types of employee stock offerings? What’s the difference between “incentive” and “non-qualified” stock options? What about taxes?  How do I know whether to hold or sell after I exercise? I believe in my company’s future. How much of its stock should I own?  I work for a privately-held startup. If this company never goes public or is purchased by another company before going...

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Insight and VaR Ratio Concepts

    A video describing the Key Ratio Dashboard and concept on StockOpter.com.  The "Insight" and the "VaR" ratios illustrate the risk v. reward and are good factors for determining when to exercise.

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Equity Comp. Concentration Concepts

    A video describing the "Concentration Dashboard" in StockOpter.com and the concepts it is based on.  In general, equity compensation concentration is the value of company stock and options (vested & unvested) compared to all other investments.

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ESO Leverage Concepts

    A video describing the concept of stock option leverage using the StockOpter Dashboards.  The leverage inherent in ESO results in value percentage increases greater than the percent increase in stock price.

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Black Scholes Value Concepts

    A StockOpter video describing the "Black Scholes Dashboard" and the concepts it is based on. Black Scholes is a methodolgy for illustrating the fair or full value of an option (In-the-Money value + Time Value)

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Financial Goal Attainment Concepts

    A video describing the StockOpter.com "Financial Goal Dashboard" and its concepts.  In this context, goal attainment is a function of the roll that company stock and options play at different stock prices.

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