Engaging Gen X & Y Clients: 5 Steps Applied to Stock Compensation Guidance

In an article from Financial Advisor Magazine, financial services marketing strategist Gail Graham points out that Gen X and Y are very different consumers than Baby Boomers. She says they are more inclined to comparison shop for value propositions, prices, products and the types of client experience they want. Consequently, these potential clients will be highly influenced by the massive advertising campaigns from the large "direct-to-consumer" financial services companies. Independent advisors will have a hard time competing with large "robo" firms for high net...Read More...

8 Terms To Understand Regarding Your Stock Compensation

If you have recently started receiving stock compensation from your employer or are considering going to work for a new firm that offers equity as part of their compensation package, here are eight terms that you may need to understand. 1) Stock Options: If you receive employee stock options, your employer is offering you the right to purchase shares of the company stock at a predetermined price and for a specified period of time.  There are two types of stock...Read More...

Continuing Education Credit for Stock Plan Advisors

Need continuing education credits? In its Learning Center, myStockOptions.com offers continuing professional education for a few different certifications: Certified Financial Planners (CFP) Certified Private Wealth Advisors (CPWA) Certified Investment Management Analysts (CIMA) Certified Equity Professionals (CEP) In total, the myStockOptions.com Learning Center offers: 15 continuing education credits for CFPs (50% of the total requirement) 15 continuing education credits for CPWAs and CIMAs (37.5% of the total requirement) 30 continuing education credits for CEPs (100% of the total requirement) The programs...Read More...

Four Financial Ideas on Your Work Anniversary

By David C. Gratke, Principal at Gratke Wealth, LLC It’s another work anniversary and a good time to reflect on where you are in your career both professionally and financially. It couldn’t be a better time to also take stock of where your overall financial plan is currently, and whether or not you are on track to make work optional. Here are four smart financial ideas to consider on this work anniversary. 1) Rule of 1/3rds- Your work anniversary often...Read More...

Restricted Stock and Restricted Stock Unit Utilization Today

From the Ayco Compensation & Benefits Digest, July 2017 While performance‐based awards have become the most common long‐term incentives granted to executives at most companies today, so‐called “full value” awards, including restricted stock or restricted stock units (“RSUs”), remain a common equity award. (See our March 2017 Digest for data on the current mix of long‐term incentive (LTI) awards). We have noted not only a marked shift away from restricted stock to the use of RSUs and more recently, based...Read More...

Older Entries »